FCTI - Blog

Payment Choice and the Spread of Disease

Posted by Rebecca Hellmann on Mar 11, 2020 6:45:00 AM

With news spiraling around the spread of deadly diseases amid an already difficult flu season, the last thing consumers need is to worry about how they are planning to pay. So, what are the dangers and benefits of using cash, cards, and contactless payment?

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Topics: money management, financial education, payment choice, cash

6 Weird Ways to Save Money

Posted by Rebecca Hellmann on Mar 4, 2020 6:45:00 AM

Finding ways to cut household costs is often a pain. Usually, it means cutting back on a mixture of standards and enjoyment. Eliminating cable television is a common suggestion, along with eating out less and cutting back on the use of heaters or air conditioners.

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Topics: consumer budgets, money management, household budgets, financial education

5 Ways to Stay On budget at the Grocery Store

Posted by Rebecca Hellmann on Feb 26, 2020 6:45:00 AM

Food and shelter are two of the most common essentials for human existence. So, it should come as no surprise that food purchases are often the most significant household expense – right behind rent or mortgage.

And that cost can quickly balloon on any trip to the market. In this article, we will discuss five strategies to help you stick to your budget when you run to the grocery store.

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Topics: consumer budgets, money management, household budgets, financial education

3 Ways to Budget for ChildCare

Posted by Rebecca Hellmann on Feb 20, 2020 6:15:00 AM

The average cost of daycare in the United States is between $9,000 and $9,600 per child per year. And that pricing varies widely by state. Infant care in Mississippi, for example, may run a bit over $5,000 while someone in Indiana may pay more than $12,000. In over 28 states, the costs for childcare average higher than the fees for the state’s public colleges. (Fortune).

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Topics: consumer budgets, money management, household budgets, financial education

Press Release - FCTI and Pin4 Announce Expansion of MasterCard Cash Pick-Up™ at Over 8,000 Retail ATM Locations Nationwide

Posted by Rebecca Hellmann on Feb 11, 2020 6:45:00 AM

The program will deliver additional cash access options to users of participating FCTI ATMs throughout the United States.

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Topics: press release

5 Resources to Help You Meet Your Financial Goals

Posted by Rebecca Hellmann on Feb 5, 2020 6:45:00 AM

Young adults are more likely than older adults to admit they could benefit from financial guidance. In this article, we will briefly discuss financial goals and provide five resources to help adults of all ages plan for their financial future.

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Topics: consumer budgets, money management, household budgets, financial education, generation z

Three Ways to Budget for Healthcare Costs

Posted by Rebecca Hellmann on Jan 29, 2020 6:15:00 AM

The high costs of medical care are of a growing concern for most Americans. One in six have unpaid healthcare bills on their credit report, according to a study published in Health Affairs. But these debts are not due to fiscal irresponsibility. Over half (54%) of those with medical debt have no other obligation on record.

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Topics: consumer budgets, money management, household budgets, financial education

Making Credit Cards Work For You

Posted by Rebecca Hellmann on Jan 22, 2020 6:15:00 AM

Most people have heard the horror stories of credit card debt or gotten themselves into their own nightmare. But credit cards are not inherently evil. Like any tool, it’s all about how you use it.

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3 Reasons Budget-Conscious People Use Cash

Posted by Rebecca Hellmann on Jan 16, 2020 6:45:00 AM

There are plenty of reasons to swear by your debit card or mobile payments application over hard currency. I don’t know about you, but my favorite restaurants rarely let me pay on pick-up when I order food. And the local grocery delivery and pickup programs don’t accept cash.

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Topics: consumer budgets, money management, household budgets, financial education

Clothing "Deals" Might Be a Budget Breaker

Posted by Rebecca Hellmann on Jan 8, 2020 10:45:00 AM

A pair of jeans for fifteen dollars. A shirt for four. These kinds of prices can be found everywhere, from big box stores to online retailers. Often dubbed “fast fashion,” modern clothing is manufactured with an eye on producing low-cost products at high speed. But making products more quickly means cutting corners in quality that end up costing the consumer.

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Topics: consumer budgets, money management, household budgets, financial education