Most people have heard the horror stories of credit card debt or gotten themselves into their own nightmare. But credit cards are not inherently evil. Like any tool, it’s all about how you use it.
There are plenty of reasons to swear by your debit card or mobile payments application over hard currency. I don’t know about you, but my favorite restaurants rarely let me pay on pick-up when I order food. And the local grocery delivery and pickup programs don’t accept cash.
A pair of jeans for fifteen dollars. A shirt for four. These kinds of prices can be found everywhere, from big box stores to online retailers. Often dubbed “fast fashion,” modern clothing is manufactured with an eye on producing low-cost products at high speed. But making products more quickly means cutting corners in quality that end up costing the consumer.
Chances are you’ve purchased something in the past day or so. Even those who claim to dislike shopping are likely to make regular purchases for a variety of reasons. But how often are we buying things we need?
It’s the day after Christmas, and we’re in the middle of Chanukah. New Year isn’t until next week. You haven’t even considered what arbitrary, lofty goal you will spout off to family and friends when they ask about your New Year’s Resolution.
It is a well-known truth that a majority of Millennials (born 1977-1995) struggle with debt. Not including mortgages, the average debt they hold is around $28,000. That money is typically wrapped up in student loans, car loans, and revolving credit card debt.
Remember when the holiday season was all about a break from school, spending time with family? That’s because you were a kid.
Thanksgiving is often viewed as the beginning of the holiday season. For many Americans, it is both a celebration and the last moment to take a breath before the year-end run of parties, events, and family.
If you are rolling your eyes or huffing in disbelief right now, I'm talking to you. Whether it's five cents or five hundred dollars doesn't matter. Every single time you are put away money is a step toward a better financial future.