As lock-downs begin to ease, Americans are taking the opportunity to get out of the house, with certain precautions. But the time spent in quarantine has had its impact. Consumers who were previously jaded or oblivious to billboards and digital signage are now beginning to look on them as a sign of a return to some level of normality.
Out of Home Advertising Gaining Traction Post Pandemic Lock-Downs
Topics: digital marketing, out of home advertising, digital out of home
So, you have started creating a budget plan but are looking for a way to track your spending. And now you are overwhelmed by the world of financial applications all vying for your attention and, of course, a slice of your money.
Topics: consumer budgets, money management, household budgets, personal finance
Your Credit Score is an essential part of your financial identity. It is a crucial factor in determining many pieces of your future, including eligibility for loans or credit cards and effective interest rates. Some apartments and property owners check the credit of their renters before approving occupancy.
Topics: financial literacy, consumer budgets, money management, household budgets
There are a lot of articles out there talking about Baby Boomers leaving the workforce into retirement. If they are anything like my parents, their (sparkly, new) retirement involves a mixture of 401(k), Social Security, Medicare, and pensions.
Topics: consumer budgets, money management, household budgets, retirement
Consumer debt in the United States has hit a record high of $4.19 trillion. Over a quarter (26%) of that money is held on credit cards. Around 73% of those funds are tied up in automotive loans, student loans, or mortgages. With numbers like these, it is no wonder over half of Americans (60%) feel burdened by their financial situation.
Topics: payment options, consumer budgets, household budgets, personal finance
Tackling Personal Finance Like a Boss: For Beginners
Whether you are dealing with massive debt or merely trying to make ends meet, proper money management can be overwhelming. That feeling of drowning? That’s normal. But financial freedom and control is not something achieved in a day. It is a journey that requires time, effort, and commitment.
Topics: consumer budgets, money management, household budgets, personal finance
All the things happening in 2020 have often made it difficult to look on the bright side. Even our humor has often been dark. Memes are floating around about trying to guess the next natural disaster to hit us. Whether it be “murder hornets,” dual hurricanes, or any number of the other history-making things that have happened this year, but that doesn’t mean we can’t get any positive out of all of this.
Topics: financial literacy, consumer budgets, money management, household budgets
Navigating Bills While Facing A COVID Financial Crunch
The current COVID-19 pandemic has created financial havoc for a wide swath of Americans. While jobs appear to be slowly returning, the pace is not enough to keep up with demand. Instead, we are headed into late August with little sign of any immediate relief from the “new normal.” So, what can you do if you are facing an upcoming struggle?
Topics: consumer budgets, money management, household budgets
3 Things to Know About the Latest Executive Action for COVID-19 Relief
On Saturday, August 8th, President Trump signed four new executive actions in an attempt to address still rampant unemployment and looming financial crisis. But how will these actions take effect, and will they affect you? Here are three things you should know.
Topics: consumer budgets, money management, household budgets
'Cheap' Doesn't Always Save $: 4 Things Worth the Cost
One of the first steps to becoming financially secure is to begin questioning your purchases before you make them. It helps you figure out what are impulse buys versus actual needs and bargain hunt whenever you can. But there are some items where finding the “cheaper” option is not always the best choice.
Topics: consumer budgets, money management, household budgets