FCTI - Blog

What You Need to Know Now: Stimulus Checks and the CARES Act

Posted by Rebecca Hellmann on Apr 1, 2020 6:45:00 AM

Political posts on social media of what is included in the “Coronavirus Aid, Relief, and Economic Security Act” (CARES Act), which was signed by President Trump in late March 2020. (And let’s face it, we’re all spending a lot more time on social media right now.)

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Topics: consumer budgets, money management, household budgets, financial education

What to Do When COVID-19 Hits Your Finances

Posted by Rebecca Hellmann on Mar 25, 2020 6:45:00 AM

The SARS-CoV-2 virus responsible for the ongoing COVID-19 outbreak continues to expand its reach worldwide. In an attempt to limit infections and reduce the risk of taxing medical personnel and supplies, governments have quickly made moves to shut down schools and introduce “stay at home” orders.

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Topics: consumer budgets, money management, household budgets, financial education

COVID-19: A Guide to Payment Safety [Infographic]

Posted by Rebecca Hellmann on Mar 18, 2020 6:45:00 AM

Researchers continue to be hard at work, discovering more information on the virus, causing the 2020 COVID-19 outbreak. Recent studies have compared a variety of Coronaviruses to determine the life expectancy of the diseases on an array of surfaces – including metals, plastics, cloth, and paper.

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Payment Choice and the Spread of Disease

Posted by Rebecca Hellmann on Mar 11, 2020 6:45:00 AM

With news spiraling around the spread of deadly diseases amid an already difficult flu season, the last thing consumers need is to worry about how they are planning to pay. So, what are the dangers and benefits of using cash, cards, and contactless payment?

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Topics: money management, financial education, payment choice, cash

6 Weird Ways to Save Money

Posted by Rebecca Hellmann on Mar 4, 2020 6:45:00 AM

Finding ways to cut household costs is often a pain. Usually, it means cutting back on a mixture of standards and enjoyment. Eliminating cable television is a common suggestion, along with eating out less and cutting back on the use of heaters or air conditioners.

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Topics: consumer budgets, money management, household budgets, financial education

5 Ways to Stay On budget at the Grocery Store

Posted by Rebecca Hellmann on Feb 26, 2020 6:45:00 AM

Food and shelter are two of the most common essentials for human existence. So, it should come as no surprise that food purchases are often the most significant household expense – right behind rent or mortgage.

And that cost can quickly balloon on any trip to the market. In this article, we will discuss five strategies to help you stick to your budget when you run to the grocery store.

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Topics: consumer budgets, money management, household budgets, financial education

3 Ways to Budget for ChildCare

Posted by Rebecca Hellmann on Feb 20, 2020 6:15:00 AM

The average cost of daycare in the United States is between $9,000 and $9,600 per child per year. And that pricing varies widely by state. Infant care in Mississippi, for example, may run a bit over $5,000 while someone in Indiana may pay more than $12,000. In over 28 states, the costs for childcare average higher than the fees for the state’s public colleges. (Fortune).

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Topics: consumer budgets, money management, household budgets, financial education

Press Release - FCTI and Pin4 Announce Expansion of MasterCard Cash Pick-Up™ at Over 8,000 Retail ATM Locations Nationwide

Posted by Rebecca Hellmann on Feb 11, 2020 6:45:00 AM

The program will deliver additional cash access options to users of participating FCTI ATMs throughout the United States.

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Topics: press release

5 Resources to Help You Meet Your Financial Goals

Posted by Rebecca Hellmann on Feb 5, 2020 6:45:00 AM

Young adults are more likely than older adults to admit they could benefit from financial guidance. In this article, we will briefly discuss financial goals and provide five resources to help adults of all ages plan for their financial future.

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Topics: consumer budgets, money management, household budgets, financial education, generation z

Three Ways to Budget for Healthcare Costs

Posted by Rebecca Hellmann on Jan 29, 2020 6:15:00 AM

The high costs of medical care are of a growing concern for most Americans. One in six have unpaid healthcare bills on their credit report, according to a study published in Health Affairs. But these debts are not due to fiscal irresponsibility. Over half (54%) of those with medical debt have no other obligation on record.

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Topics: consumer budgets, money management, household budgets, financial education